Leveraging Remittance-based financial inclusion and explainable segmentation for product design: Testing explainable clustering/credit modelsBakhtiyar Kalmuratov, Nodirakhon Khodjaeva, Jasurbek Salayev, Zilola Arifdjanova, Bunyodjon Erdanayev and Dilshoda GafurovaEPJ Web Conf., 369 (2026) 02015DOI: https://doi.org/10.1051/epjconf/202636902015